The clock is ticking for millions of Americans eligible for a wave of major class-action settlements — more than $200 million in combined payouts tied to data breaches, privacy violations, and accessibility failures. Think of it like a quiet consumer-rights cleanup happening in the background while most people are just trying to get through their week. But the money is real, the deadlines are firm, and some of these checks could reach $10,000 if you know where to look and file before the cutoff.
It’s a rare moment in the consumer landscape: multiple high-profile companies — including AT&T, Cash App, Fashion Nova, Panera Bread, and EyeMed — are all writing checks at once, despite admitting no wrongdoing. Still, regulators, attorneys, and disgruntled customers pushed these cases far enough that settlements became the cheaper option.
Below, we break down who’s eligible, how much money’s on the table, and how little time you actually have left.
Cash App’s $12.5 Million Spam Text Settlement
If you ever received a Cash App referral text that you definitely didn’t ask for — especially in Washington State — you might be owed money.
The lawsuit alleges Cash App encouraged users to send “invite” texts without confirming the recipients’ consent, violating Washington’s strict electronic-communications laws. One sample message cited in the case:
“Hey! I’ve been using Cash App… Try it using my code and you’ll get $5.”
Eligible individuals:
Washington phone numbers that received referral texts between Nov. 14, 2019 – Aug. 7, 2025
Estimated payout:
$88–$147, depending on the number of claims
Claim deadline:
October 27, 2025
Payments:
Check, Venmo, PayPal, or electronic transfer
AT&T’s Massive $177 Million Data Breach Settlement
The biggest settlement of the group — by far — comes from AT&T, following two huge data breaches in 2024 that exposed Social Security numbers, call logs, and personal information for more than 73 million current and former customers.
Two leaks, two payouts:
- Up to $5,000 for the March 2024 breach
- Up to $2,500 for the July 2024 breach
- Up to $7,500 total if affected by both
Eligibility is based on AT&T’s notification letters, which went out to impacted customers in late 2024.
Claim deadline:
November 18, 2025
(Forms must be submitted through AT&T’s official settlement portal.)
Fashion Nova’s $5.15 Million Accessibility Payout
Fast-fashion giant Fashion Nova will write checks up to $4,000 each after blind and visually impaired customers sued the company for running a website incompatible with screen readers — a violation of accessibility requirements under California law.
Who’s eligible:
- Legally blind California residents
- Who attempted to access FashionNova.com with a screen reader
- Between 2018–2025
Claim deadline:
October 20, 2025
Panera Bread’s $2.5 Million Data Leak Compensation
Panera experienced a data breach in March 2024, which compromised customer contact information and partial payment details. Customers who received an official notification may file for compensation.
Two tiers of reimbursement:
- Up to $500 for ordinary losses (credit monitoring, bank fees, etc.)
- Up to $6,500 for extraordinary losses (identity theft, fraudulent charges)
Deadline:
November 11, 2025
EyeMed Vision Care’s $5 Million Breach Settlement
The oldest case in the bunch dates back to a 2020 data breach affecting EyeMed customers and employees. The company is now paying up to:
- $10,000 for documented out-of-pocket losses
- $100 for time spent dealing with the breach
- ~$50 in residual payments, if funds remain
Eligibility:
Must have received an official EyeMed breach notification
Deadline:
December 11, 2025
Why Deadlines Matter — and How Scammers Exploit Them
Consumer-rights attorneys warn that whenever multiple settlements hit at once, scammers jump at the opportunity. They clone fake settlement sites, send phishing emails, or pose as administrators.
Rule of thumb:
Only file claims through official settlement websites sent via formal notice.
When in doubt, verify through:
- U.S. District Court listings
- The Federal Trade Commission (FTC)
- State Attorney General offices
Fact Check
Confirmed:
- Cash App, AT&T, Fashion Nova, Panera Bread, and EyeMed have all reached or announced settlement terms.
- Deadlines range from October 2025 to December 2025.
- Individual payouts vary widely — from $50 residual payments to $10,000 for documented losses.
- No company admitted wrongdoing (standard in civil settlements).
Not confirmed:
- Any payouts beyond the listed estimates. Amounts may shrink or grow depending on how many people file claims.
- Claims being open for Cash App — the site is not active yet; only the deadline is finalized.
FAQs
Which companies have settlements open right now?
Cash App, AT&T, Fashion Nova, Panera Bread, and EyeMed Vision Care.
How much can I get from Cash App?
Around $88–$147.
What’s the AT&T settlement deadline?
November 18, 2025.
Who qualifies for the Fashion Nova settlement?
Legally blind California residents using screen readers.
What can Panera Bread customers claim?
Up to $500 (ordinary losses) or $6,500 (extraordinary losses).
How much is EyeMed paying?
Up to $10,000 for documented losses, plus smaller time and residual payments.
Where do I file?
Only through official settlement websites linked in verified notices.
